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   <title>Policies/Darbhanga College of Engineering & Management</title>
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<section class="policies-wrapper">
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    <div class="policies-heading">
      <h1>Our Policies</h1>
      <p>Your Trust & Transparency at Darbhanga College of Engineering & Management</p>
    </div>

    <div class="policy-accordion">

      <!-- Privacy Policy -->
      <div class="policy-box active">
        <div class="policy-title">
          <h3>Privacy Policy</h3>
          <span class="toggle-icon">−</span>
        </div>
        <div class="policy-content">
          Darbhanga College of Engineering & Management (DCEM) respects the privacy
          of students, parents, faculty, and visitors. We collect personal and
          academic information only for admission, academic, and administrative
          purposes.
          <br><br>
          All student data is kept confidential and accessed only by authorized
          college authorities. Information is never shared with third parties
          without consent, except when required by law or regulatory bodies.
        </div>
      </div>

      <!-- Terms & Conditions -->
      <div class="policy-box">
        <div class="policy-title">
          <h3>Terms & Conditions</h3>
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        <div class="policy-content">
          By using the DCEM website or taking admission, students agree to follow
          all college rules, regulations, and academic policies.
          <br><br>
          Admission is subject to eligibility criteria, document verification,
          and seat availability. The college reserves the right to update rules,
          courses, and fees as per institutional or regulatory guidelines.
        </div>
      </div>

      <!-- Refund Policy -->
      <div class="policy-box">
        <div class="policy-title">
          <h3>Refund Policy</h3>
          <span class="toggle-icon">+</span>
        </div>
        <div class="policy-content">
          Fees once paid are generally non-refundable. Any refund, if applicable,
          will be processed strictly as per university or government norms.
          <br><br>
          Refund requests must be submitted in writing with valid documents.
          Final approval rests with the college management.
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